真是没想到会中招－－大家警惕美国支票诈骗

早上去boa取消交易未果，妥妥地这回被骗了800刀，还好自己账户钱不多损失不是太惨重。希望大家对于大额陌生人支票还是要警惕！ 以下引用自 http://blog.renren.com/share/238291149/4877113454 “诈骗大致方法：前提是你在网上卖东西或者出租你的房子。 起先：骗子会联系你，说要买你的东西，或者租你的房子，并且告诉你他很忙，但是他愿意给你预先付款。 过程：你听了自然很开心，先拿到钱总是有保障的。然后骗子邮寄给你一张支票，支票上的数额远远大于需要的付款，比如房租500，骗子给你支票上写3000，而且支票是看起来很权威的银行开出的。 之后骗子会和善的让你帮忙，让你先提出支票上的钱，扣掉物品或者房租的费用，利用不同的巧妙的借口，让你把剩余的钱转账到骗子指定的一个账户。 结果：你提出了钱，然后把剩余的钱转账走，银行过3天通知你这张支票是伪造的，于是要从你的户头扣除相应的费用，于是你就被骗了。（例如上面，我支票提出了3000刀，保留房租500，把2500刀转账走了，3天后银行发现情况不对，只能找你，你的账户就被扣3000刀，于是，加上你有的500，你就损失了2500刀” 说下我自己刚刚发生诈骗： 我在cl上转租室友的房子，因为暑假大家都回去了。室友转给我一个email，来自一个潜在住户，第一封信件就非常长介绍了很多不必要的信息。但是！最关键的一点：他／她不在本地，本人不能来！ Thank you for the response. My name is Lauren Warren, female and 24 years of age, fun-loving, outspoken, friendly, clean, caring and respectful of others,a non-smoker (but 420 friendly) don't do drugs, drink occasionally and drama free kind of person. I'm single with no children. I would love to secure the room for myself before my arrival. I like my roommate to be very caring and friendly. I will be coming down at the end of this month for my Master's degree program and i will be there for the Lease Period. I was born and in Toledo, Ohio and my Dad is from Barrow, Alaska but he has been living in Toledo, Ohio for over 33 years.I obtained my bachelor's degree (Arts and Social Sciences) from the University of Findlay, Findlay Ohio and I speak fluent English. I'm currently visiting a relative on Pleasure Island, North Carolina . I'm really interested in renting from you and I hope you consider giving the room to me.I understand I can't be able to view the place in person so I would prefer some recent pictures of the room (the exterior maybe). I would like you to tell me more about you and also if you have a garage or parking space since I will have my own car. Please let me know the total payment of the place so I can forward your email and information to my Dad since he is the one to be paying the bills. The payment will be drawn from a Bank Certified check and I would need the following information from you to have my Father issue out the funds for the deposit and month rent asap, with that you can hold on the place prior my arrival.you on time. Full Name: Street Address, City,State,Zip Code: Cell & Home #: Total cost for move in: Thanks for your co-operation. 这是我收到的email，这封信件的内容冗杂，对于租房信息反倒不是很关注，语法错误连篇。我当时就有点不确定，但一想是certified check觉得把钱寄过来也没什么问题，就答应了。 一周后我收到支票，金额是2900刀，远超过我要的房租价格，来自一个不知名的金融机构，我看了下确实是certified check，去银行把钱存了。就在我发邮件给她确认收到支票之后，我立马收到回件说她要付车子的运费，而且对方很着急要我立刻打钱。我当时就火了，你tm今天ddl我一收到支票就打钱，这不玩我么！晚上回来骗子继续要我打钱，我问骗子电话，骗子说手机坏了不能打电话。（注意，这里骗子一般不会透露电话信息，这也是重点）。 当晚已经10点了，骗子要我用western union的immediate money付款，我折腾了半天没弄好一肚子火，后来骗子说直接拿银行转账也行，我因为账上钱不多就转了800刀。之后和妹子聊天经提醒觉得不对劲，问对方要id没给，她说id在爹妈那！这下妥妥的骗局了，我立马取消了交易，没想到还是晚了一步。早上boa跟我讲转账60秒内就完成了，我现在要么报警，要么叫收款人把钱退给我。（这不坑爹么，哪有骗子会退钱？！） 已经给boa报了fraud claim，支票肯定是空头支票没法兑现，等下午支票查完就去警局吧。 总结一下被骗的几个点： 1.人不在本地 2.大额支票，远超过你租房或者卖东西的价格 3.要求立刻转账，通常是western union（骗子专用） 4.不提供手机和id等辨别信息 在美帝大农村呆久了人真的变傻了，这种收大额空头支票的事我在天朝绝对不会做的，大家在美帝也留个心眼！